Everything you need to Track and better understand your credit, take action with guided tools, and make smarter financial decisions — all in one AI-powered platform.
Our AI-powered tools analyze your information to highlight factors that may be impacting your credit and provide personalized insights and recommended action steps tailored to your situation.
Real-time 3B credit monitoring
Personalized improvement suggestions
Risk score breakdown
Automated progress tracking
Credit Score
742
Negative Items
3 Found
Improvement Potential
+85 pts
70%
AI Analysis Complete — 3 actions recommended
Dispute paid collections account with TransUnion
Request goodwill deletion for late payment
Optimize credit utilization to below 10%
Add a secured or starter credit card
Guided Plan
Your Step-by-Step Credit Roadmap
Receive a personalized action plan based on your unique credit profile, along with guided steps and tools to help you confidently take control of your credit over time.
See what may be impacting your credit. Our AI-powered tools provide personalized insights, recommended action steps, and customizable dispute letter templates you can review, edit, and send yourself.
Analysis Speed
~30 sec
Accuracy
99.8%
Credit Education
Step-by-step credit education lessons that help you understand your credit, build stronger financial habits, and take control of your financial future — at your own pace.
Bank-Level Security
Your personal and financial data is protected with bank-grade encryption and industry-leading security – so you can repair your credit with complete peace of mind.
Personalized Credit Plan
Get a personalized credit repair plan built around your unique credit situation – with clear goals, tracked milestones, and real measurable results.
Pathway All Access
$59/month 3B Monitoring– includes free app access
Your Credit Blueprint is Ready!
Your Dispute Letter is Ready
AI-Powered Dispute Letters
Use AI-powered tools to generate customized dispute letter templates you can review, edit, and send to the credit bureaus yourself. Designed to help you take action with clarity and confidence.
Generate customized dispute letter templates using AI-powered tools, with the ability to review, edit, and send them yourself. Stay organized by tracking your progress and updates within your dashboard.
One-Click Generation
Instantly create customized dispute letter templates you can review, edit, and send yourself.
Bureau Tracking
Monitor responses from Equifax, Experian, and TransUnion in real time.
Progress Dashboard
See all your active disputes, their statuses, and outcomes in one place.
Security
Advanced Security
Protection
Protect your identity and monitor suspicious activity with built-in dark web monitoring, real-time identity alerts, and bank-grade data encryption.
Dark Web Monitoring
Dark Web Monitoring - Continuous scanning to detect if your personal data appears on the dark web.
Identity Alerts
Identity Alerts - Instant notifications the moment a threat or suspicious activity is detected.
Data Encryption
Data Encryption - Bank-grade encryption protecting every piece of your personal information.