Everything you need to dispute errors, track your progress, and make smarter financial decisions, all in one AI-powered platform. Your repair starts here.
The moment you connect your credit, our AI gets to work. It scans your full profile, identifies exactly what’s hurting your score, and hands you a personalized action plan so you always know what to tackle next — no guesswork required.
Real-time 3B credit monitoring
Personalized improvement suggestions
Risk score breakdown
Automated progress tracking
Credit Score
742
Negative Items
3 Found
Improvement Potential
+85 pts
70%
AI Analysis Complete — 3 actions recommended
Dispute paid collections account with TransUnion
Request goodwill deletion for late payment
Optimize credit utilization to below 10%
Add a secured or starter credit card
Guided Plan
Your Step-by-Step Credit Roadmap
No more guessing where to start. Your personalized credit roadmap breaks everything down into clear, manageable steps based on your actual credit profile — so you always know exactly what to do next and why it matters.
See what may be impacting your credit. Our AI-powered tools provide personalized insights, recommended action steps, and customizable dispute letter templates you can review, edit, and send yourself.
Analysis Speed
~30 sec
Accuracy
99.8%
Credit Education
Step-by-step credit education lessons that help you understand your credit, build stronger financial habits, and take control of your financial future — at your own pace.
Bank-Level Security
Your personal and financial data is protected with bank-grade encryption and industry-leading security – so you can repair your credit with complete peace of mind.
Personalized Credit Plan
Get a personalized credit repair plan built around your unique credit situation – with clear goals, tracked milestones, and real measurable results.
Pathway All Access
$59/month 3B Monitoring– includes free app access
Your Credit Blueprint is Ready!
Your Dispute Letter is Ready
AI-Powered Dispute Letters
Writing dispute letters used to require a credit repair company. Not anymore. Just connect your credit, and our AI builds customized dispute letters around your specific file — you review them, make them yours, and send them yourself with confidence
Generate customized dispute letter templates using AI-powered tools, with the ability to review, edit, and send them yourself. Stay organized by tracking your progress and updates within your dashboard.
One-Click Generation
Instantly generate a customized dispute letter built around your actual credit file — review it, make it yours, and send it yourself in minutes.
Bureau Tracking
See exactly how Equifax, Experian, and TransUnion respond to your disputes — all tracked in real time so nothing slips through the cracks.
Progress Dashboard
Every dispute, every response, every outcome — all in one place so you always know exactly where things stand.
Security
Advanced Security
Protection
Protect your identity and monitor suspicious activity with built-in dark web monitoring, real-time identity alerts, and bank-grade data encryption.
Dark Web Monitoring
Dark Web Monitoring - Continuous scanning to detect if your personal data appears on the dark web.
Identity Alerts
Identity Alerts - Instant notifications the moment a threat or suspicious activity is detected.
Data Encryption
Data Encryption - Bank-grade encryption protecting every piece of your personal information.